You might have wanted to go online shopping, but you weren’t too sure about whether your credit card number and information would be safe. This article can help you with that, but it can also open up the world of online shopping like you have never seen before. Keep reading for some great shopping tips.
Make sure that when you make a purchase online, you are aware of if the site is secure or not. You do not want your information being compromised in this day and age. Identity theft is quite common, and you must protect your information at all cost so that you wish to keep making purchases online.
Always save copies of your orders and receipts from online purchases. Many stores will redirect you to a page after you’ve submitted an order detailing everything that was bought, customer information, the prices, etc. You should either print a copy of this or save a copy to your computer in case any issues arise before the end of the return period. Make sure to save any emails about your items’ status or correspondence with the company regarding your orders, too.
When you are making a purchase online, ensure that you use a credit card to pay for the transaction. Credit card users are protected against fraud by federal law and are only liable for $50 in these cases. Some card agencies will even go so far as to wave the $50 for you, meaning that you will not be out of pocket.
If you shop frequently at a certain website or online store, it may be worth it to sign up for their email updates which usually have special offers and sales. This can translate into savings for you as you may get a discount on the item or even free shipping, which can add up to bigger savings if you buy from the site often.
Amazon Prime may be a good investment for you if you are a frequent Amazon shopper. You can purchase a year’s membership for just under $80. There are major shipping discounts, including free 2-day shipping! And there’s an excellent streaming movie library too. You will save money from this as well.
Don’t supply too much information. It should be no surprise that a shopping site will need your credit card information in order to bill you, and your address so that you can receive your items. However, use caution if more information is asked. No shopping site should ever need your social security number, and even your birth date may be too much information. Those pieces of information, combined with your credit card number can be used by an identity thief to wreak havoc.
Make sure that you check your credit card bill will a fine tooth comb if you make a lot of purchases online. Many people fail to do this and they end up paying hundreds of dollars a year on charges that they did not authorize. This is easier to do if you use just one card for online purchases.
Try to make online purchases only with companies you are already familiar with. Chances are, a store you go to on a regular basis probably has a safe website. But, if you go to a website you know nothing about, you are putting your personal information, like your credit card info, at risk.
If a deal seems too good to be true, it is. Keep in mind that anyone can launch an online store and not all stores all reputable. Do more research on different stores before deciding where you want to purchase your products from. Do not choose a very affordable product if it is sold by a store with a bad reputation.
Before you click the final checkout button, look online for promo codes. There are several shopping sites that will list the different promo codes that are available. You can save money off of the purchase or get free shipping on the products you are ordering. You may even get a free item with purchase.
Shop with a friend to save money. Many times an online store will offer free shipping or another discount if you spend a certain amount of money. If you find that you will not be spending the amount needed, ask a friend if they need anything from the store so you can both save money.
A lot of sites specialize in comparison shopping. These sites do not directly sell products but provide shoppers with a detailed list of different stores offering an item as well as the prices. You should use this tool to do some comparison shopping before deciding where to purchase the product you need.
Use price comparison websites like PriceGrabber.com to find the best deals online. They allow you to check out every online store which sells the item you are looking for, plus they include important information like shipping costs and availability. You also need to check out warranties and store ratings to choose the best option.
If you are considering a large purchase from an unfamiliar website, start with a “practice purchase.” If possible, find a low-cost item on the site to buy. Make sure that the transaction goes well and you are satisfied with their service and product. If they pass this test, you should feel comfortable making your larger purchase.
Anytime you shop online, you should consider your tax liability. In many states, you don’t face sales tax for online purchases, unless the seller is based in the same state you are. If they are located in your state then they are obligated to collect sales taxes on sales. Many times you will not know the correct tax until your purchase is complete.
Now that you have had time to really understand that online shopping is not only possible but it is safe, you can start to see why it is so well-liked. Apply the tips to your own shopping experiences and you’ll start to be thrilled about the money you can save and the things you can get. Good luck!
